Moving to South Florida: The Complete Rental Guide for 2026

September 8, 2026 · 6 min read

South Florida is one of the most competitive rental markets in the United States. If you are moving from another state or city, you need to understand how things work here before you start sending applications. Here is everything you need to know.

The South Florida rental market is fast

Good units in desirable areas lease in days, not weeks. If you find something you like and wait to decide, it will be gone. Have your documents ready before you start touring: government ID, last two pay stubs or proof of income, most recent bank statements, and a credit report.

Income requirements are strict

Most South Florida landlords require income of 2.5 to 3 times the monthly rent. On a $1,800 unit that means you need to show $54,000 in annual income at minimum. Self-employed applicants often need to provide two years of tax returns. Some buildings require the income to be from a single source, meaning they will not combine two incomes to qualify.

Credit score thresholds

Most rentals in South Florida require a minimum credit score of 620 to 700. Luxury buildings and newer construction often require 700 or above. Some landlords are flexible if income is strong. Others are firm regardless of circumstances.

HOA approval adds time

Many condos in South Florida are in HOA-governed buildings. The HOA has its own approval process separate from the landlord. This can add 2 to 6 weeks to your move-in timeline and sometimes requires a separate HOA application fee and interview. Always ask whether there is HOA approval required before you fall in love with a unit.

Furnished versus unfurnished

South Florida has a large furnished rental market driven by seasonal and short-term demand. Furnished units are more expensive but include everything down to silverware and bedding. Unfurnished means truly empty. Ask for a detailed inventory list before signing a furnished lease so you know exactly what is included.

Timing your move

South Florida rentals are most competitive October through April when snowbirds and seasonal residents are searching. Summer months from May through September tend to be slower and landlords are sometimes more willing to negotiate on price or terms. If you have flexibility in your move date, searching in summer can get you better deals.

Working with a rental agent

You do not have to navigate this alone. A licensed rental agent who works only for renters can handle the search, reach out to listing agents, schedule showings, review lease terms, and negotiate on your behalf. The cost to you is nothing since the landlord covers the commission.

Zach Curtis at RentedFirst specializes in South Florida rentals and works exclusively for renters across Hallandale Beach, Hollywood, Fort Lauderdale, and the surrounding areas. No cost to you. Call or text 754 332 7529 or visit rentedfirst.com.